Providing Quality Mortgage Solutions to Massachusetts & Rhode Island
BayCoast Mortgage is a full service lender providing industry best solutions. We lend in Massachusetts, Rhode Island, Connecticut, New Hampshire, Pennsylvania, New Jersey, Maryland, Virginia, North Carolina, South Carolina, and Florida.
BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans.
Our product offering complements customers throughout the East Coast including FNMA, FHLMC, VA, FHA, Jumbo, MA Housing and BayCoast Portfolio . Being uniquely owned by BayCoast Bank, a community savings bank established in 1851, we have the flexibility to offer superior service, product mix, and pricing in a boutique feel that separates us from our big box competitors. We welcome the opportunity to complement any scenario with a common sense approach, which is truly representative of our customer-centric mindset.
Who We Are
Mission Statement
To provide our clients with products and services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. We empower our employees by providing them with the tools, knowledge, and support in order to provide their clients with the quality of service they deserve.
BayCoast Mortgage prides itself in the high quality of the products and services provided to our customers. By consistently meeting and exceeding our clients’ needs, we strive to become the standard for excellence in the mortgage industry.
Vision Statement
The Personal Touch Your Mortgage Deserves.
We combine the power of a national lender with the "boutique" feel of a community bank. Experience a mortgage process tailored specifically to your goals.
BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our process is fully committed to helping our clients achieve their goals.
BayCoast Mortgage is a wholly-owned subsidiary of BayCoast Bank, a community savings bank established in 1851. We offer a client-centric, boutique experience with the same products and pricing as large multi national banks. Our clients always come first. We welcome the opportunity to complement any scenario with a common sense approach, which is truly representative of our customer-centric mindset.
Every client receives a Loan Officer with a dedicated sales team including a Sales Manager, Sales Assistant and Processor who will identify and tailor a mortgage solution for your unique situation.
Say hello to your loan officer!
Expert Guidance for Every Step of the Journey.
From your first pre-approval to the final signature at closing, our experienced loan officers are here to simplify the process and find the perfect loan for you.
Your First Home is Closer Than You Think.
Don’t let the process daunt you. With down payment assistance and dedicated support for first-time buyers, we’re here to help you open the door to homeownership.
Talk To A Mortgage Specialist Today
Get started in minutes — fill in your details below to begin your application.
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This informational and transactional website is the property of BayCoast Mortgage. Unauthorized access or use is not permitted and constitutes a crime punishable by law (18 USC 1030). Any dissemination, distribution or copying of information from this website is strictly prohibited. Product offerings, rates, terms and other information provided on this website are subject to change without notice or may be withdrawn at any time. Because of the possibility of human and mechanical error as well as other factors, BayCoast Mortgage assumes no responsibility for any errors in or omissions from the information contained in or accessed through this website. Such information is provided "as is" to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose. Furthermore, BayCoast Mortgage will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this website.
Location Swansea, MA
BayCoast Place
330 Swansea Mall Drive Swansea, MA 02777
Lobby Hours
Mon. – Wed. 9am – 4pm
Thurs. – Fri. – 9am – 5pm
Sat. – Sun. Closed
ITM Hours – Drive-Up
Mon. – Fri. 7am – 7pm
Sat. 8am – 2pm
Sun. Closed
What Our Clients Say
We can’t say enough about how helpful and knowledgeable everyone at BayCoast has been. With our everyday banking, small business loans and everything in between. Stephanie Terra is a diamond and goes above and beyond. She makes our job so much easier because she’s so good at hers! We couldn’t think of banking anywhere else - thank you BayCoast!
Family Tree Services
We have been using Baycoast Bank for all our financial needs for 29 years. We have never had a problem and Richard De Almedia is absolutely wonderful! He helped us refinance our home several times to get a lower interest rate and helped us when we were closing on a new home out of state. I know of no other bank that would bend over backwards to help us like Baycoast Bank would. I trust them implicitly and you can too.
Paula Hamel
I have been banking with BayCoast Bank for a few years now, They have amazing products for very small business, snd large ones, Great Student accounts, Mortgage products, the list goes on.. So if you're looking for a great bank , with great customer service , great products all around , BayCoast is the place to be.
Yvonne P
Complete your application over the phone or online – both options are convenient and simple! Your loan officer will complete your application over the phone, in person or electronically with a 24 hour turnaround.
Application
Secure email, overnight Fedex, hand delivery – BayCoast will cater to our clients needs and schedule. You will be provided with a return overnight envelope or meet you in person to obtain the signed documents and supporting information and we will combine it with the appraisal and underwrite the request for approval.
Send us your documents
Once you receive the final clear, we close your new mortgage. We arrange for in-home closings or offer convenient locations for you to meet with the attorney to sign all the documents.
Closing
BayCoast Mortgage is a full service lender providing industry best solutions.
As a full-service lender providing industry-best solutions, BayCoast Mortgage can help make homeownership a reality for you. We offer several loan options that cover everything from residential purchase, refinance, renovation and construction loans.
Our product offerings assist a diverse selection of clients throughout the East Coast, with loan options including Conventional, Fannie Mae and Freddie Mac Conforming loans, Adjustable-Rate, VA, FHA, Jumbo, and Mass Housing loans. Find out more about our mortgage loans and resources below:
• Conventional & Jumbo Loans: When you’re looking to buy a single home or multiple units, our conventional and jumbo loans may be excellent choices. Since we offer fixed-rate, adjustable-rate mortgages (ARMs) and jumbo loans, you can easily find a loan with the right terms for your needs, including interest-only options.
• Government Loan Programs: Our team can help determine if you qualify for our government loan programs including Mass Housing, FHA, VA, and USDA loans. Ask our BayCoast Mortgage professionals how a government loan may help make homeownership possible and more affordable.
• Other Mortgage Loans: Whenever you have more complicated or specific loan needs, we offer several other mortgage loans to meet them. These loans include home equity, first-time home buyer, construction, blanket, land, and bridge loans.
• Additional Resources: Aside from our many loan offerings, we also offer multiple mortgage resources to keep you on top of the latest mortgage news. You can also find tips to help you better understand the home or property-buying process.
NMLS # 1082048
All loans are subject to credit approval.
New Jersey—BayCoast Mortgage Company, LLC, 330 Swansea Mall Drive, Swansea, MA
02777, 877-466-2678, Licensed Mortgage Banker- NJ Banking and Insurance Department. New Hampshire—Licensed by the New Hampshire Banking Department #19631-MB. Rhode Island—Rhode Island Licensed Lender.