Proudly Serving Massachusetts & Rhode Island
We’re more than a bank — we’re your neighbors. For generations, we’ve helped individuals, families, and businesses across Massachusetts and Rhode Island grow with confidence through trusted guidance and modern financial solutions.
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At BayCoast Bank, we are proud to serve the people and businesses of Massachusetts and Rhode Island.
BayCoast upholds the time-honored belief in community involvement and provides a wide range of financial services. We are your friends and neighbors, dedicated to supporting the communities where we live and work. We offer a wide range of financial solutions to suit your life and your lifestyle. Afterall, you have financial goals, and we’re here to help you achieve them.
Who We Are
Our History
BayCoast Bank is a long-standing community bank, serving customers since 1851. Originally chartered in Tiverton, Rhode Island, BayCoast Bank started out simply as The Savings Bank, opening its doors on December 1st of that year. In 1862, a state boundary shift placed The Savings Bank on the Massachusetts side of the line, making the city of Fall River its home for well over a century, before relocating its headquarters to Swansea in 2011.
We are incredibly honored by our decades-long tradition of financial services to the area. Today, this commitment is as strong as ever, and it is our privilege to continue to provide exceptional service to you, as we did for your parents, grandparents, and great grandparents.
What Our Clients Say
We can’t say enough about how helpful and knowledgeable everyone at BayCoast has been. With our everyday banking, small business loans and everything in between. Stephanie Terra is a diamond and goes above and beyond. She makes our job so much easier because she’s so good at hers! We couldn’t think of banking anywhere else - thank you BayCoast!
Family Tree Services
We have been using Baycoast Bank for all our financial needs for 29 years. We have never had a problem and Richard De Almedia is absolutely wonderful! He helped us refinance our home several times to get a lower interest rate and helped us when we were closing on a new home out of state. I know of no other bank that would bend over backwards to help us like Baycoast Bank would. I trust them implicitly and you can too.
Paula Hamel
I have been banking with BayCoast Bank for a few years now, They have amazing products for very small business, snd large ones, Great Student accounts, Mortgage products, the list goes on.. So if you're looking for a great bank , with great customer service , great products all around , BayCoast is the place to be.
Yvonne P
Bank Smarter. Bank Local.
Open your account today and experience personalized service backed by modern banking tools.
BayCoast Insurance
Insurance coverage isn’t one-size-fits-all. At BayCoast Insurance, we partner with you to tailor coverage that fits your individual needs at the best price possible. As a local, independent insurance agency, we don’t work for the insurance companies. We work for you.
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Disclosure: Insurance products are not deposits, are not FDIC or DIF
insured, or insured by any federal government agency, are not guaranteed by any bank or
bank affiliate, and may go down in value.
Plimoth Investment Advisors
Plimoth Investment Advisors has a long history of successful portfolio management for both private and institutional clients. We’re focused on creating a personalized and unique experience for each of our clients, helping you develop an investment plan to suit your specific financial goals.
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Investment products offered: Not FDIC or DIF Insured | No Bank Guarantee | May Lose Value
Our Family of Services
Here at BayCoast, we’re not just a bank. We’re a family and we want to help you understand your entire financial picture. Through our BayCoast Family of Services, we can help you manage all your financial needs as you work to enhance your financial wellbeing. This includes investment and retirement services, insurance coverage and so much more.
BayCoast Bank
Chartered in 1851, BayCoast Bank is a community bank, serving the people and businesses on the South Coast of Massachusetts and Rhode Island. We offer banking solutions that are Just Right® for your busy lifestyle.
BayCoast Mortgage Company
When you need quality mortgage solutions, turn to BayCoast Mortgage Company. We are a full-service lender, providing industry best solutions in residential purchase, refinance, renovation, and construction loans. We have the flexibility to offer superior products and service, making the process easy and convenient.
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Our Services
Whether you need to open one a checking or savings account, a certificate of deposit (CD) or apply for an auto loan, we are here to deliver the solutions you need.
Checking
BayCoast Bank offers Business and Personal Checking accounts designed for convenient everyday banking. Business accounts support companies of all sizes with features like debit cards, online banking, and specialized options. Some business accounts have no monthly fees, while others offer interest or tailored solutions.
Savings
BayCoast Bank offers a variety of personal and business savings options to help customers grow their funds and reach financial goals, including simple Statement Savings accounts with low minimums and no maintenance fees, Money Market accounts that earn interest with higher balances.
Loans
BayCoast Bank provides a range of personal and business lending solutions to help individuals and companies meet their financial goals. Personal lending options include unsecured loans, savings-collateral loans, and other loan types that can help with debt consolidation, large purchases, or other needs.
Investing
BayCoast Bank offers personal investing services to help individuals work toward long-term financial goals and financial security. Our team can assist with personalized strategies, along with traditional retirement accounts like savings or CD IRAs.
Online Banking
BayCoast Bank Online Banking allows customers to securely manage accounts anytime, check balances, transfer funds, pay bills, and view statements through desktop or mobile devices, providing convenient and easy access to everyday banking.
Other Services
BayCoast Bank offers a range of other services including safe deposit boxes, night depositories, notary services, wire transfers, merchant services, and cash management tools to support both personal and business banking needs.
Your Community Bank Is Here for You
Open an account in minutes and take the next step toward your financial goals.
We’re not just a bank, we’re a family.
As part of the BayCoast community, you’ll always have the support you need to grow in as many different directions as you want. Our family of services — BayCoast Mortgage Company, Plimoth Investment Advisors, and BayCoast Insurance are more than banking products, they’re our way of providing well-being, comfort, and a bridge to your financial future.
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Location Swansea, MA
BayCoast Place
330 Swansea Mall Drive Swansea, MA 02777
Lobby Hours
Mon. – Wed. 9am – 4pm
Thurs. – Fri. – 9am – 5pm
Sat. – Sun. Closed
ITM Hours – Drive-Up
Mon. – Fri. 7am – 7pm
Sat. 8am – 2pm
Sun. Closed
NMLS # 1082048